We would like to offer you the opportunity to meet with one of our top advisers for an initial meeting, at our expense, so you can see for free, what we could do for you.
We pride ourselves on being open and upfront about any costs that maybe involved with our services, which can be found below.
Fees will be fixed or variable depending on individual agreements. There may be times when this will need to be a mixture of the two.
Full agreement will be obtained prior to incurring any charges.Fixed Fees1. Monthly Retainers 4 service levels exist for both private clients and business. Retainer fees will be charged where appropriate at a rate commensurate with regularity and involvement £0-£250 per month.
2. Full Analytical Review with recommendations £500 - £2,000. Part of this cost may be offset by any commission received.
3. Tax Saving Schemes will be charged at 10% of tax saved. Part of this cost may be offset by any commission received. External professional charges may be added. Professional fees will be payable on demand. Our fee will be on confirmed success.
4. Lump Sum Investments Depending on size of investment 1% - 4%
(all above, plus 1% annual fee based on fund size)5. Regular Payments Regular payment policies £300 - £500
Protection policies. Charges will be made using the hourly rate except where new policy advice is required then nil - commission received instead.
6. Pension Transfer The normal minimum transfer value would be £10, 000, but this can be a combined value. If a transfer investigation is completed but not proceeded with a fee of between £150 and £300 will be charged.
Variable Fees
What will you be charged?Director/Certified Financial Planner £200 per hour (min £500)
Advisor £150 per hour (min £500)
Paraplanner/Researcher £75 per hour
Administration £50 per hour
Time calculations will be in 10 minute segments.
Essentially fees are about charging for advice - not for the sale. Nevertheless, when you instruct us to implement a transaction you will be charged for the work related to this. You will also be charged for all the costs related to providing an ongoing service.
PRIVATE RETAINER SERVICING STANDARDSPlatinum £100 p.m. + VAT- Priority on call servicing
- Quarterly meetings
- Quarterly investment reports
- Quarterly re-evaluation and assessment of existing portfolio
- Ongoing awareness of new issues to address
- Newsletters
- Relevant legislation and regulatory updates
- Up to 100% reduction in mortgage arrangement fee
Gold £50 p.m. + VAT- Biannual meetings
- Biannual investment reports
- Biannual re-evaluation and assessment of existing portfolio
- Ongoing awareness of new issues to address
- Newsletters
- Annual in-depth analysis of personal financial programme
- Up to 50% reduction in mortgage arrangement fee
Silver £25 p.m. + VAT- Annual meeting
- Annual investment report
- Annual re-evaluation and assessment of existing portfolio
- Ongoing awareness of new issues to address
- Newsletters
- Up to 25% reduction in mortgage arrangement fee
Bronze £0- Meetings and advice as requested and charged accordingly.
CORPORATE RETAINER SERVICING STANDARDSPlatinum By negotiation + VATAs platinum for Companies with more than 20+ employees
Platinum £250 p.m. + VAT- Priority on call servicing
- Quarterly meetings
- Quarterly investment reports.
- Ongoing re-evaluation and assessment of existing portfolio
- Ongoing awareness of new issues to address
- Advice to Directors/Partners
- Advice to in-house staff (5-20 employees)
- Annual in-depth analysis of business and personal financial programme
- Newsletters
Gold £150 p.m. + VAT- Biannual meetings
- Ongoing awareness of new issues to address
- Advice to Directors/Partners.
- Advice to in-house staff. (1-5 employees)
- Annual in-depth analysis of business financial programme.
- Newsletters
Silver £50 p.m. + VAT- Annual meetings
- Ongoing awareness of new issues to address
- Advice to senior Director/Partner.
- Newsletters
Bronze £0- Meetings and advice as requested and charged accordingly.
![]()